We are doing a bit of work around derivatives exposure. Overnight we reviewed U.S. personal savings rates as a percentage of personal disposable income for the January 1959 – May 2019 period on a monthly basis.
- The personal savings rate has bounced between 6-8% since January 2013. This is in-line with the mid-to-late 1990’s period.
- The 6-8% range is well above the 2-4% range of the mid-2000’s leading up to the Great Recession.
- As a nation we maxed at 17.3% in May 1975 and July 2005 represented the trough at 2.2%.
- The MEAN savings rate over the 1959-2019 period is 8.8%. The MEDIAN savings rate over the same period is 8.7%.
- You may access the large version of the below graphic HERE.
- You may access our related Excel file HERE.
- Contact me at email@example.com with any questions.
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