Apple Wallet differentiates vs. other mobile wallets via its state ID and TSA efforts.
Yesterday Apple announced that it is working with several states which will roll out the ability for state residents to add their driver’s license or state ID to Wallet on their iPhones and Apple Watches. With digital credit cards and the forthcoming digitization of driver’s licenses, Apple is doing much to replace physical wallets. Speaking from experience, working with state agencies such as the DMV to on-board driver data is no easy task. Further, from a technical standpoint the on-boarding of driver data does not adhere to a standardized data on-boarding process. States are not in the business of offering “plug and play” data on-boarding processes. Apple will have to do the work around gaining state approval on a state-by-state basis. Once Apple gains approval, it will have to invest the time and capital in data collection, data maintenance, data security, etc. The data collection process will differ by state. Therefore, the work Apple is doing now gives it a leg up over other handset manufacturers and standalone wallet offerings, as they too will have to work through similar processes should they want to add state IDs and driver’s licenses to their wallets. Arizona and Georgia will be the first states to introduce Apple’s offering to their residents. The TSA will accept the digital driver’s license at certain airport checkpoints. Read more HERE.