Category: Technology

NLP & Productivity Apps: Microsoft Copilot

NLP & Productivity Apps: Microsoft Copilot

Back in March 2019 we wrote about the future use of NLP-powered applications across various industries - in particular Financial Services (our 2019 TEK2day article HERE). Microsoft (MSFT) is bringing natural language capability to its Productivity suite - Microsoft 365. This natural language offering has a name: "Copilot". We include an example of Copilot deployed … Continue reading NLP & Productivity Apps: Microsoft Copilot

Gold Safer Than Software

Gold Safer Than Software

Investors have historically moved to Gold in times of uncertainty. Gold has moved substantially higher since the market turmoil in the banking sector kicked off last week. Here's why investors should be interested in Gold: perpetual money printing by the Fed, ever larger fiscal deficits and a mounting debt load - the combination of which … Continue reading Gold Safer Than Software

The Fed’s Balance Sheet Reduction (QT) Update <span class="badge-status" style="background:red">Premium</span> 

The Fed’s Balance Sheet Reduction (QT) Update Premium 

The Fed modestly decreased its Treasury and mortgage-backed holdings during the week-ended Wednesday March 15th. Thus, the Fed simultaneously ran QT with QE running in the background in the form of the Bank Term Funding Program (BTFP). You may read about the BTFP's first week in operation by clicking HERE. Treasuries: The Fed’s Treasury security holdings … Continue reading The Fed’s Balance Sheet Reduction (QT) Update Premium 

Adobe – Biz Slowing?<span class="badge-status" style="background:red">Premium</span> 

Adobe – Biz Slowing?Premium 

Adobe's business will slow in our view as Technology companies, Media companies and companies in general reduce headcount, thereby negatively impacting ADBE's existing customer base as well as Adobe's ability to generate new subscription revenue (ARR). Our sense is that the U.S. economy softened in 2H February and month-to-date March. The key metric to watch … Continue reading Adobe – Biz Slowing?Premium 

Powell’s Puzzle. Dimon A Winner.

Powell’s Puzzle. Dimon A Winner.

Fed Chair Powell has the backbone of a jellyfish. Therefore it will be interesting to see what he and his band of banking flunkies do at their FOMC meeting later this month - especially if Financials continue to trade down and should consumer prices remain elevated as we expect (CPI release is Tuesday at 8:30am … Continue reading Powell’s Puzzle. Dimon A Winner.

Venture Debt & SVB<span class="badge-status" style="background:red">Premium</span> 

Venture Debt & SVBPremium 

Venture Debt is a risky way to earn a return (just as SVIB) - especially when the source of capital is customer deposits as opposed to long-term limited partner capital for example. Extending loans to Technology firms that aren't generating cash, or in many cases that are not generating revenue is a risky bet. The … Continue reading Venture Debt & SVBPremium