We've tested a number of the P2P apps over the past several weeks and believe Venmo has the best-in-class user experience. A software executive warned me many years ago: "Don't underestimate the power of the GUI" ("GUI": Graphical User Interface). Venmo's near frictionless user experience combined with Facebook's social features give the application a "leg … Continue reading Social Payments or P2P on Steroids
We sifted through TSYS' recent 2018 U.S. Consumer Payments Study and extracted the highlights. You may view the slides below in PDF form by clicking HERE. To read the full report click HERE.
We took a snapshot from our CEORater database of Fintech companies led by Founder CEOs. The "Fintech Founder 5" consists of those companies that have generated the highest total stock return Year-to-Date. The Fintech Founder 5: GreenSky (tkr: GSKY), MSCI Inc. (tkr: MSCI), Pegasystems (tkr: PEGA), Square (tkr: SQ) and SS&C Technologies (tkr: SSNC). Click … Continue reading Fintech Founder 5
FinTech market disruption has led to a bifurcation of FinTech providers - Lions and Lambs. See our "Lions & Lambs" company list with commentary at the end of this note. The FinTech space - whether it be the Capital Markets flavor or the Payments variety - is undergoing rapid change. Within Capital Markets - alternative … Continue reading Acquire or Be Acquired: FinTech Lions and LambsPremium
JPM has the largest technology budget of any FI having invested approximately $11 billion in technology during 2018 with approximately $5 billion allocated toward new technology investments. This investment level is substantially larger than the new product development/ R&D investment levels of certain well known Fintech players. However, the numbers do not tell a complete … Continue reading JP Morgan vs. Fintech ThreatsPremium
The 5 top performing FinTech stocks year-to-date (as of 11/08/18) that are led by founder CEOs. This list is based on an extract from the CEORater database (CEORater.com). Access PDF version HERE. Square (ticker: SQ) YTD stock price performance: 108.0% Green Dot (ticker: GDOT) YTD stock price performance: 55.8% Virtu Financial (ticker: VIRT) YTD stock … Continue reading CEORater FinTech Founder 5
Square's Jack Dorsey – Tech's Best Value Over Past 14 Months We dipped into our CEORater database as we regularly do and ran a query to return the Technology stocks with the greatest stock price appreciation over the period January 3rd 2017 through February 23rd 2018. We then took the Top 20 Technology Companies as … Continue reading Square’s Jack Dorsey – Technology’s Best CEO Value
We Have Entered an Unprecedented Era of Shareholder Tolerance It is interesting that corporate boards and institutional investors are willing to tolerate “Distracted CEOs” and founder CEOs who wish to exercise outsized control of the companies they founded. Both are examples of poor corporate governance. Our definition of a Distracted CEO is the CEO that … Continue reading Distracted CEOs and CEO OverreachPremium